BUFFALO COMMUNITY FCU
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Share Draft/Checking Accounts

A Credit Union Share Draft account is an alternative to a traditional bank checking account and offers you the savings and convenience you want to manage your personal day-to-day finances.

The account is FREE! There is no minimum balance required, no per transaction or service fee, no per check charge, and no monthly service fee. 

The only thing you pay for is the printing of your drafts when you need them and we give you up to 50 free drafts to start!

You'll receive a monthly statement so you may reconcile your check register accordingly and Overdraft Protection is available.

We also provide Courtesy Pay for your Share Draft/Checking accounts, as long as you are in good standing. Courtesy Pay is a non-contractual service that only kicks in when an account is overdrawn. ATM and debit card withdrawals are also eligible to be covered by Courtesy Pay, you would just need to opt-in. Courtesy Pay will honor up to $300.00 of transaction amounts plus fees.

With Courtesy Pay, you avoid overdrawing and being feed a return fee from both your financial institution and the institution attempting to withdraw funds from your checking account. Courtesy Pay avoids this double charge at a cost of just $30.00 per transaction.

Click here to read more about Courtesy Pay and to Opt-In for ATM/Debit Card transactions or Opt-Out of Courtesy Pay.

With both Overdraft Protection and Courtesy Pay, your credit union is making sure you avoid return check fees and major inconveniences.


Contact anyone of our branch offices today to open your Credit Union Share Draft Account or click here for more information! 

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